Saturday, July 09, 2005
Credit again
So after my trials in trying to get credit cards (even those for which I have been pre-approved by branch staff) and even bank accounts (boo, President's Choice!), I was left more than a little confused about my credit rating.
So imagine my concern when I ordered a $10 credit report only to discover that I had *two* credit cards, even though there's only one in my wallet. As a matter of fact, I had to go through a rigorous identity verification system over the phone due to the fact that I erroneously (??) stated that my credit report should only have one active credit card.
As it turns out, the RBC credit card that I applied for (and was declined for) 3 months ago has suddenly approved me and opened the account -- 16 days ago.
The world's a weird, weird place.
So imagine my concern when I ordered a $10 credit report only to discover that I had *two* credit cards, even though there's only one in my wallet. As a matter of fact, I had to go through a rigorous identity verification system over the phone due to the fact that I erroneously (??) stated that my credit report should only have one active credit card.
As it turns out, the RBC credit card that I applied for (and was declined for) 3 months ago has suddenly approved me and opened the account -- 16 days ago.
The world's a weird, weird place.